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Seven Steps to Get a Mortgage

Seven Steps to Get a Mortgage

The day has come that you are ready to start house hunting. Before you dive into the process, there are a few things you need to do before finding the perfect home. Choose Your Lender The first step in the mortgage process is choosing a lender. Be sure to choose a...

How to Get Pre-Approved for a Mortgage

How to Get Pre-Approved for a Mortgage

In a competitive market, it pays to be pre-approved. We strongly encourage our customers (as well as our friends and family!) to get pre-approved before they start house hunting. To get pre-approved for a mortgage, you will need to provide some personal and financial...

Can I buy a home in a trust?

Can I buy a home in a trust?

If you’re in the market to buy a house and you come across one that’s in a trust, you may be wondering if it’s possible to purchase it. The answer is yes, but it’s important to understand the details involved with buying a house that’s in a trust. First, let’s define...

What are closing costs and how much will I pay?

What are closing costs and how much will I pay?

Closing costs refer to the fees and expenses associated with the purchase or sale of a property. These costs are typically paid at the closing of the transaction and may include a variety of different charges depending on the specific circumstances of the transaction....

How much can I afford to spend on a home?

How much can I afford to spend on a home?

Determining how much you can afford to spend on a home depends on various factors, such as your income, debt-to-income ratio, credit score, down payment, and other financial obligations. Here are some general guidelines to help you estimate a reasonable home price...

Five Benefits of a VA Loan

VA Loans are mortgage loans guarantee by the United States Department of Veterans Affairs (VA) and are available to eligible Veterans, Active-Duty Service Members and surviving spouses. For more than 70 years, VA Loans have made homeownership possible for millions of...

Five Things to Avoid When Buying a Home

Five Things to Avoid When Buying a Home

When you are preparing to buy a home, whether it’s your first home or your fifth, the process may seem overwhelming. This is the biggest purchase of your life, so it pays to be prepared. Here are give things to avoid when buying a home. Don't Rush Into a Decision...

How to Remove Private Mortgage Insurance (PMI)

How to Remove Private Mortgage Insurance (PMI)

If you’re in the market for a new home, you’ve likely heard the term Private Mortgage Insurance or PMI. Do you know what it is? And more importantly, how to remove PMI from your mortgage? We’re here to help. What is PMI? From Freddie Mac: For homeowners who put less...

Five Things You Should Know Before Buying a House

Five Things You Should Know Before Buying a House

Buying a house is one of the most significant financial decisions people make in their lifetime. Whether it's your first home or a new property to add to your investment portfolio, purchasing a house requires careful consideration of several factors. Here are the five...